When employers offer both Roth and Traditional 401(k) deferral options, many employees struggle to determine which is best for their situation.
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Retirement accounts like 401(k)s or IRAs have their own set of rules regarding beneficiaries, typically superseding what’s in your will or trust.
As we move toward the end of the year, several significant factors could shape the financial landscape for stocks and bonds. Understanding these dynamics is key to how we aim to make informed investing decisions in a complex and changing environment.